Improve my grocery to help me pay my nursing school fees

Joan

Tenwek, Kenya

100% repaid

Entrepreneur

Name

Joan

Member since

June 2014

On-time repayments

42 installments  •  69%

About Me

NURSING IS A CALLING!I am aspiring to be one.I am a 21 year old christian lady in my 2nd year of study at Tenwek Mission Hospital per-suing a diploma in Nursing.I come from a very humble background and my parents have a huge burden to meet our needs for our upkeep and studies.I have younger siblings who go to school as well.My wish is to have a source of income that will help me give a helping hand to my parents with our upkeep money,bus fare,lunch,accommodation and even school fees for my siblings.

My Business

I have set up a small grocery store near the lower hospital gate at Tenwek Mission Hospital.@ years ago when I joined the hospital,I saw the huge need for fresh fruits and vegetables here.My immediate market is the hospital staff,the doctors,nurses,patients,visitors and even students.Some of the doctors and nurses are expatriates o Caucasian origin and they love fresh quality fruits such as bananas,apples,oranges,sukuma wiki,spinach and a local indigenous fruit that they love so much called ISAGEK.I buy my fruits and vegetables for Ksh2000 or USD22per day from the nearby Silibwet market.I sell them for about ksh2500 a day or USD30.I make a profit of Ksh500 or usd30 per day.I pay the lady that I employed and remain with something small.There is competition but my clients prefer mine because I am so hygienic,my goods are fresh and quality and my prices are competitive.The challenges I have is capital to improve my stock and structure.

Loan Proposal

Since my last Zidisha loan,my business has grown exponentially.My customers and income has risen by 40%,however I still face some challenges.That is why I am seeking for a new loan.
I am appealing to my lenders to support me raise this money.I will spend it as follows: As i said earlier I use a semi-permanent structure that is affected by adverse weathers, I will give it a facelift.I will use KSH 4000 or 45USD to rebuilt it.I will buy new iron sheets and rebuilt the roof and the walls so that my goods remain fresh and safe.I will spend KH2000 or USD23to hire someone trustworthy to work for me.This will ensure the shop does not get closed anytime.I will hire someone needy or one of my siblings who are jobless so that i help create a job for them.I will use the remaining ksh 9000 or USD105 to get more stock.I will stock more fresh and varied vegetables.I wil also buy a variety of fruits including apples,oranges and bananas that do not run out of stock from my grocery.I will keep ksh 1000 or 11USD for miscellaneous and any other emerging requirement.
that is how I will spend the money you will lend me.God bless you,I undertake to repay all the loan in time.Thank you for making my dream come true.

Feedback

5

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$179.00

Date disbursed

Jan 12, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

Kylie

Mount Martha, Australia

ErikN

Stockholm, Sweden

McJulio

New Jersey, United States

P

Prysdahl

Marshall, United States

joaoferraz

RINCHOA, Portugal

SuperMario28

Cudahy, United States

Janet Merrill Miller

The Mossy Pacific Northwest, United States

Elly

Woudrichem, United Kingdom

Ask Joan a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Kipkoech    May 27, 2015

    Joan had a problem with her business and promised to get back soon

    Log in to reply • Share
  • Paola M    May 21, 2015

    Hi, I am wondering how you are doing. It's a long time that I haven't heard from you. Is everything okay?

    Log in to reply • Share
  • Kipkoech    Apr 27, 2015

    Hi lenders, I communicated with joan yesterday and she promised to repay her dues today thanks

    Log in to reply • Share
  • flaguy999    Mar 5, 2015

    Best wishes for your continued success!

    Log in to reply • Share
  • Lucas    Mar 5, 2015

    all the best in your business

    Log in to reply • Share
  • Daniel    Mar 4, 2015

    kila la heri kwa bishara yako

    Log in to reply • Share
  • Kennedy    Feb 27, 2015

    You inspire me! Go for it and God bless.

    Log in to reply • Share
    • Joan    Mar 1, 2015

      God bless you too Ken,thanks a bunch for your encouragements.

      Log in to reply • Share
  • Wisdom    Feb 26, 2015

    all the best in your business

    Log in to reply • Share
    • Joan    Feb 27, 2015

      Thank you so much Bett,all the best in yours as well.

      Log in to reply • Share
  • Elly    Feb 25, 2015

    Thank you very much for repaying your loan.
    Such fantastic progress, Joan. You go, girl! :-)

    Elly

    Log in to reply • Share
    • Joan    Feb 26, 2015

      You are welcome Elly,it is the only way I can show my appreciation to my lenders;paying back on time.Kindly assist me again fund my current loan.Thanks again,Elly.

      Log in to reply • Share
  • Joan    Feb 25, 2015

    Since my last Zidisha loan,my business has grown exponentially.This has helped my revenue grow by over 100%.It has helped me with my college life and I do not miss meals like I used to.However there some new challenges that I hope to solve with my next loan.Kindly lenders help me again.

    Log in to reply • Share
  • Elly    Feb 11, 2015

    What a lovely photo of the two of you, Joan. I'm so pleased you are able to follow your dream with the help of Zidisha (and I can follow mine). :-)

    Log in to reply • Share
    • Joan    Feb 11, 2015

      Thanks Elly,affording a smile does not happen every other day here.Only Zidisha family made it happen to us and I can afford to buy him a shirt or two to share the hapiness.

      Log in to reply • Share
  • Joan    Feb 11, 2015

    Decided to share a smile with you and my little nephew ASHIM.Zidisha has made us a happy lot.

    Log in to reply • Share
  • Franmiguel    Jan 12, 2015

    Thanks Joan for being a great borrower.
    All the best for the future.
    Regards,
    Michael

    Log in to reply • Share
  • Levin    Jan 10, 2015

    all the best go go go

    Log in to reply • Share
  • Joan    Jan 10, 2015

    LENDERS THANK YOU SO MUCH.MY BUSINESS IS HITTING THE LEVELS I WANTED.KINDLY KEEP ASSISTING ME.

    Log in to reply • Share
  • Franmiguel    Dec 26, 2014

    Hi Joan,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

    Log in to reply • Share
  • Happy    Oct 8, 2014

    congratulation your loan is fully funded all the best in your business

    Log in to reply • Share
  • Joan    Aug 26, 2014

    please lenders.

    Log in to reply • Share
  • Joan    Aug 26, 2014

    we are so close lenders,pleasehelp.

    Log in to reply • Share
  • Joan    Aug 26, 2014

    Kindly lenders,help me,time is not on our side,only 30mins.

    Log in to reply • Share


Loading...

Loading...

Loading...