Project Updates

Thank you Jane for such a wonderful comment as it will encourage me to work for both internal and external work work furniture's. I also thank you zidisha for such a wonderful forum for socializing and and help from lenders and the zidisha team . welcome to kenya this festive season and enjoy our beautiful sceneries and animals.
best regards

HI GUYS ..!! i hope you havent forgot about me .. i wanted to thank you for the faith youve shown and helping me to progress to my 4th loan now.... i appreciate you..!! i hope my new loan will get funded so i can take advantage of the festive season offer and get a computer for almost half price.. thank you ..

Thank you for your continuous assistance to me, my family and my school. Your interest free loan has led to improvement in my life. My school population keeps on increasing. The ratio of girls to boys is closing up gradually. I am forever grateful to all my lenders and also promise to remain faithful with regards to my repayment of my loan. Even though I have reduced my repayment amount, I will meet the minimum time given. May God bless you all and grant you long life.

Thank you Jane ,Merry Christmas too.

Asante sana (thank YOU very much)

My Dear lenders, thank you for what you continue to do for me. My loan application is at its second appearance. I give you the guarantee that by financing my project you contribute to the happiness of my person and of all my family. As in the past you will be reimbursed.
Thank you.

Good Luck and continued success, Merry Christmas Josphat :)

Delivery time..with old motorcycle..we give a best service to our loyal customer

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Delivery time..with old motorcycle..we give a best service to our loyal customer

My dearest Lenders,
My hope that everything is ok over there. Mine is to thank you for holding my hand from day one up to now. I'm very excited now that I've fully repaid the loan through the grace of God.
Much blessings follow you. Thanks.

Hello Jacob. I wonder if you could tell us more about your work in the solar industry? I'm keen to support the development of solar - I think it's the way of the future! :-)

Forgot to share my success Story .I was acknowledged for my outstanding performance during the Options,Analysis and Recommendation presentation during my ICS placement with Challengesworldwide

Work is going good!

Thanks very much for the last loan disbursed to me .I'm very grateful and I do appreciate financial support given by zidisha platform. With the last loan, I purchased 10 wheelbarrows for hire for any construction works available all at a cost of KES 40,000/=, one vibrator machine for hire any some building activities like concrete mixing at a cost of KES 15,000/=,a linear plastic tube, water canvas plastic long pipe,4 drill bits,a metalic hacksaw all at a cost of KES 7,550/= and a packet of razor blade for cutting nylon ropes and other materials.The purchase of these items received in my life increases income by approximately 60%,made me get most of construction and building contracts, relieved financial and emotional stress at work places.The increased income was used to buy food, clothes, school fees paid for the children,fare to and from work place, settling electricity and water bills and buying other secondary wants for the family. Within the nearby environment, there are many building activities done by wealthy individuals, county government,school premises, store places and other business structures.I am applying for another loan to progress in life, improve income and purchase more building required items.

Thank you for your help, I was able to get products to sell and have traveled to another province within Zambia for my holiday to look for more clients for my business

www.zidisha.org/faq#faq-67

Here"s the process of making bricks:
1. Raw materials Soil, Sand and Ash mixed into one dough with the right composition.
2. The dough is inputted into the brick press machine so that it comes out raw bricks.
3. The bricks are still wet and then transported to dry in the outdoor outdoors to dry, this process about 3-5 days.
4. Bricks that have been dried and then transported and stacked in the room.
5. Bricks that have been prepared to be baked in order to mature, the combustion process is 24 hours non-stop.
6. Mature bricks ready for sale to consumers.

I use brick sales to buy raw materials back, pay employee salaries and for family needs.
Kindly my loan can be fulfilled immediately, thank you.

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Berikut proses membuat batu bata:
1. Bahan baku Tanah, Pasir dan Abu di campur menjadi satu adonan dengan komposisi yang tepat.
2. Adonan tersebut di masukan ke mesin cetak batu bata sehingga keluar batu bata mentah.
3. Batu bata yang masih basah kemudian di angkut untuk di jemur di luar ruangan hingga kering, proses ini sekitar 3-5 hari.
4. Batu bata yang sudah kering kemudian di angkut dan di susun di dalam ruangan.
5. Batu bata yang sudah tersusun siap untuk di bakar agar matang, proses pembakaran adalah 24 jam non stop.
6. Batu bata yang sudah matang siap untuk di jual ke konsumen.

Hasil penjualan batu bata saya gunakan untuk membeli bahan mentah kembali, membayar gaji karyawan dan untuk kebutuhan keluarga.
Mohon agar pinjaman saya dapat segera terpenuhi sehingga usaha saya tetap berjalan lancar, terima kasih.

This is the current state of the land as I finish up fencing.The following are my typical cost for fencing:
Chain- link/wire-mesh 6 bunches each at Ksh 2300,
Barbed wire one piece at Ksh 4200,
Fourteen pieces of metals at Ksh 1050 per metal. This metal each produced 3 pieces of metal posts . I only needed 38 posts and hence the reminders were used as support.
Labor for erecting the fence is Ksh 5000.
Labor for cutting and welding a single metal was Ksh 50 .
There were miscellaneous costs of transportation from market place of Ksh 500 and also sand transport and ballast 2 wheelbarrows each at Ksh 200
Two bags of cement at Ksh 750 each.
Holes for erecting the poles/posts were dug but was part of the labor for erecting the fence.
The benefit of fencing the land is to curb wild animals from interfering with my crops especially at fruit stage and also keeping away goats , chicken, and cows. It also helps prevent further land disputes after you have made the payments since beacons are erected even before involving a surveyor. The work of surveyor would be to confirm the land transactions. I will now be set to begin developing the small land by all means. Take not of the face of the piece of land and in near future you will see the change. Welcome aboard and help me with your ideas as I embark on this great mission on my piece of land.

I will use this loan to buy a sprayer pump and pesticides for farming in my farm. The pump that I will buy will cost about $250 and then the remaining amount I will buy pesticides for spraying my crops against the pests. I will be able to harvest high yields from the form due to controlled pests. My profit is projected to increase by 50% of my current earning. Other people will benefit by getting vegetable readily available in the market.
ThNk you all lenders.

Joseph
Thanks for your latest up date
Chris

morning glory

work at office

thank you zidisha...

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work at office

thank you zidisha...

God bless you lender.

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Tuhan memberkatimu pemberi pinjaman.

Good luck with the business Patricia - it is important work and I wish you every success in your endeavours.

Hi all

Finally the scanners have arrived! We now have the three barcode scanners we need to read specimen barcodes.

With a little cash that we had put aside and an additional loan from another institution we bought a barcode label printer and a computer.

These items bring us closer to completing the setup of a cancer screening and diagnostic system for our population. Thank you all for your help!

The next few loans will focus on the remaining pieces in the system, a microtome, logistics, website development and marketing.

I hope you will continue walking with us in this journey.

Dr. Joshua Kibera

Hi Takyi, I hope your education is going well. I have been thinking of you and praying for you.

Hello zidisha am now planting on my new land since the rains are on...am greatful to zidisha for the kind help you have accorded me....everything is going on well now

I love farming because it also pay well,just imagine that if you buy 5kg seed of maize,beans groundnuts etc and and plant them in one acrefarm .And prepare it well,each of them will give you not less than 5bags and that's good profit.FARMING ALSO PAY.

been a tough journey thanks to zidisha everything is made possible.did some small farming and am glad all is well so far.thanks for your good job.

Me Checking on my project

Photo showing water level reached at.

Photo of my project as on December 5th at noon time.

thank God because my business runs smoothly so I am always on time paying the installment. thanks to the funders who have given me their trust, so my efforts to this day are smooth and growing better. zidisha is the best!

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bersyukur kepada Tuhan karena usaha saya berjalan dg lancar sehingga saya selalu tepat waktu membayar angsuran. terimaksih kepada para pendana yang telah memberikan kepercayaannya kepada saya, sehingga usaha saya sampai saat ini lancar dan berkembang lebih baik.
zidisha is the best!

I used my current loan to clear my sister's second year's second semester and was actually pleased with what Zidisha has done. Zidisha has been there for me when I have no hope, Thank you all my able lenders for showing me the door where non existed before. Have en backed on how to see her go through her third year and with Zidisha, am fully convinced that she gonna complete her University education. Thank you all for this opportunity to be a member.

I humbly want to take this opportunity to say a very BIG THANK YOU to my grateful lenders for their good efforts. God richly bless you for what you have done. I promise not to disappoint u in any way. I will make sure I buy the textbooks to stock my shop ,and other necessary educational materials such as pens,rules, exercise books, calendars, and etc. I know this will really help me generate some profits and use it to expand the business and as well, cater for myself and family.May our Good God bless my lenders all. I will also make sure I look for the book my lender suggested, since it will be of great help to students and teachers.

All the best, Janath!

Hello, I'd like to tell you about this book, "How Not To Die", by Dr. Michael Greger: nutritionfacts.org/book/

In the book Dr. Greger explains how most causes of death in the developed countries depend on poor nutrition, that is, eating too much animal products and too little plants. His website also has thousands of videos on nutrition with more details.

Lovely lenders i really appreciate your help. Life is treating me well here and all is because of help.I love you all and salute you all. Once again thank you all

I am very happy to know that you follow everything I do. Thank you very much for that. Continue like this because it encourages me a lot.

So far so good, doing well and its only through your assistance! God bless zidisha.

Hi, Zidisha. Am very happy for the loan you lend me. I replaced my motorbike's engine with a new one and it is doing very well. My profit has increased that now am earning an average of 1500kshs per day.that is 500kshs on top of before buying the new engine. Am a praise and worship leader at our Church and by being talented in music, I have decided to spend some profits in studying how to play keyboard. I do learn at evenings after job and am very happy.we are planning to visit our parents as family during Christmas .being with you Zidisha everything is doing very well and am growing financially rapidly. Thanks.

The last loan I just paid helped me a lot in these manner; my profit margin increased from 30% to 60%.I also bought a laptop at a cost of $222.49 from the profit I made from the business. This laptop enables me to keep records of my daily transactions.It is also used to check results and payslips for students and workers for a fee that also increases my profit.
I used $53.40 to buy two bags of maize to the Tamale orphanage as part of my social responsibility in my community.Above all, my working capital increased by 35% which made me serve a lot of customers to meet their needs and expectation.
I thank the lenders for making a difference in my life.

l am so blessed since l joined zidisha and its lenders assistance their are giving to me to support my business to boost l thank you zidisha and its lenders

hi my dearest lenders l thank you so much for the loan which l have received and has helped me purchasing the desks for the pupils thank you

To the Zidisha Community, lenders and mentors. I do wish to thank you all for your assistance . Mary I am so grateful for you having taken your time to check on me. Its wonderful being part of the community.
I wish to state that, business has been very rough here in Kenya with very tence political situation. Its good we are done with it and hoping that it will be able to pick up to a stable level. Inspite to the very tough conditions I have been able to clear my loan before the due date
And I am glad that I have been awarded a bonus of kshs. 10094. This is quite motivating. I am now in the process of making another loan application so as to improve my business. Thanks a lot ZIDISHA.

The last disbursement was used to buy mathematical set, clip board, a ruler, 2 pencils, 2 writing pens and some plain papers for rough works done by my child who did her primary class eight, kcpe exam this year and passed with 328 marks. She is on her course to secondary form one. Thanks so much for giving me some money to help my child progress her on her future career.

Thanks so much for the financial services offered. I had finished the first loan and willing to apply for the second loan. What a beautiful, wonderful,unusual characteristics in zidisha platform unlike other financial institutions in the country. This is the only platform where I can change loan limit on my own pace, strength and financial situation and eventually progress on my business, increase family lives and educate children with ease. Thank you very much for accepting, registering and disbursing loan. God bless you all.

Final class presentation for the semester underway

Dear Lenders,
Here are more photos from the construction site.

Dear Lender,

Please find appended below photos of the work going on as stated in my last comments.

Good morning my dear lenders, I can say am happy business has bounced back, am on truck again, I have made some cool profit of late, I have at least made $250 profit from both my mobile money business and the food supplements..
I have used part of this amount to pay my brothers school fees. And settle some family debt, this loan is really impacting positively on my life.
Am really grateful for your continuous support. May the good lord continue to bless you always.

I have send the photos of the constructed rooms.awaiting painting so that they can be fully complete for occupation